Cancel a UK extended warranty: your 45-day refund and pro-rata rights
Signed up for an extended warranty at the till and had second thoughts? Citizens Advice explains the UK rules that let you back out.
If you took out cover lasting at least 12 months on electrical goods, bought at the same time as the appliance, you can change your mind and get a full refund within the first 45 days. After that you can still cancel, but you’ll get only a partial, pro-rata refund.
The key limit: you can’t do this once you’ve already made a claim. Phone or online sign-ups may also carry a 14-day cooling-off period. Before that window shuts, let OwnWise help you diagnose the fault and decide whether claiming, cancelling, or a simple repair is the smarter move.
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Cancel a UK extended warranty: your 45-day refund and pro-rata rightsCitizens Advice citizensadvice.org.uk
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For general information only — not legal, financial, or insurance advice. Laws, prices, and coverage vary by state and change over time; confirm current terms and consult a qualified professional before acting. OwnWise is an AI assistant, so verify important details independently.